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The most popular kind there is an obligatory insurance of responsibility of automobile owner ОСТА. In Estonia owners of policies ОСТА are 62 % of inhabitants, in Lithuania 54, and in Latvia only 46. On the place second for popularity insurance KASKO in Estonia 29 % of the population, in Latvia 17, and in Lithuania only 5 have taken advantage of it.
The third on popularity a kind real estate insurance. Here rupture is even more notable. So, of insurance of the house has taken care 41 % of Estonians. In Latvia and Lithuania it is figure makes 18 and 16 %, accordingly. The similar relation at балтийцев to insurance of subjects of a life. If in Estonia 23 % interrogated in Latvia only 11, and in Lithuania and that it is less 7 have taken advantage of this service. However, in such kinds as insurance upon accidents, health and travel, Latvians have appeared ahead of northern and southern neighbours.
The vice-president of board If Latvia Sanita Livdane asserts, that results of research reflect not national differences, and specificity of economy of each state separately. So, in Estonia per capita it is necessary on 0,6 cars, in Lithuania 0,4, and in Latvia only 0,3. The proportional picture is observed in the market of insurance ОСТА. At the same time in Estonia above percent of the vehicles used in traffic, passed checkup.
“In our country till now many concern real estate insurance sceptically, considering, that the dwelling to insure it is not necessary, as it is very expensive. Especially if the house old. Therefore basically the real estate insure at purchase on credit as it is the necessary treaty provision. Only 11 % of insurance portfolio If are not insured in favour of banks. And insure the personal things of the person anybody cannot to force”, ascertained Санита Ливдане.
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