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The chairman of insurance joint-stock company BTA of board Gints Dandzbergs has declared, that they adopt such experience at the Scandinavian countries. However, there the choice of the insurance is hardly wider – it is possible to be insured and from the penalty for a wrong parking, and from serious excess of speed. At us while insurance upon excess of speed to 20 kilometres per hour and only on one infringement within a year is entered only. To get such insurance it is possible while only “in the general package” OCTA, and bought in the Internet.
It will practically look so. The driver gets the policy on the Internet, thus at once ordering and the insurance from excess of speed. And – if breaks rules – there and then about what not worrying, pays the penalty (which in that case makes nearby 10 латов), and then comes with the receipt to insurers who compensate to it this sum.
- We do not gather пособничать to infringers, but it is a question of the small infringements, which people suppose by a carelessness or because had not time to orient (a place unfamiliar or on a habitual route a sign have changed), – Mr. Dandzbergs speaks. – Not all cars at us are equipped by the cruise-control (the device for maintenance of constant speed авто), besides speedometers and a police radar can be inexact, people commit errors because of various factors (weariness, stress, bad reaction etc.). And such insurance will allow to reduce unnecessary disputes between policemen and drivers. And with struggle against corruption will help – it will be easier to pay the penalty, knowing, that will return it to you, than to give “five”.
However while the company gives possibility to compensate only one penalty within a year.
- We will estimate statistics, and, maybe, we will expand sphere of application of service later, – speaks Гинтс Дандзбергс.
How policemen react to this innovation? With understanding. After all on the statistican from all reports on infringement ПДД about 12 % fall to small excess of speed. 76 % of our drivers for last year have been never fined, 17 % have been fined once, only 7 % of drivers came across 2 or 3 times.
Malicious infringers too will have an opportunity to use such insurance, but for those who has made failure, insurance policy OCTA costs several times more expensively, than for approximate drivers.
- For those who exceeds speed to 20 kilometres per hour to worry it is not necessary, here драгрейсеры it is really dangerous, but they do not think of such insurance, at them other interests, – the head of department of public safety of police of order Харалдс Лайдиньш has declared.