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Following the results of last year obligatory insurance of a civil liability became the kind of insurance second for popularity. Nevertheless in whole (according to the Latvian bureau on insurance of vehicles) last year has stood out the unsuccessful. In total it has been signed awards for the sum of 36 million Ls and it is paid возмещений on 31,7 million Ls. But growth of the sum paid возмещений has made 48,1 % and it has appeared above a gain of the signed awards (45,1 %).
To it it is necessary to add increase in costs for other articles. As a result in sphere of obligatory insurance of a civil liability of automobile owners the branch has finished year with losses at a rate of 5,6 million Ls. As to cost of policy ОСТА insurers warn, that it will continue to grow. And most likely will overtake a rate of inflation that insurers could receive means for a covering of losses.
For 2007 60 168 demands with the requirement to indemnify a loss have been submitted. From this number the positive decision has been received more than in 49 thousand cases. As one would expect, most of all demands it is accepted in connection with failures in Riga.
At the same time insurers mark the unfavourable tendency: the road accident number abroad grows. Last year all 2294 decisions on compensation of such kind of a damage were accepted. Thus the average sum of the compensated damage received outside of Latvia, has made 1974,44 Ls.
In Latvia this indicator is more modest, but too tends to growth. If in 2006 average payment made 501,02 Ls in 2007 this sum has increased by 25 % and has reached 625,02 Ls.
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