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Only each fifth latvian who has got in autofailure, addresses for indemnification moral or a material damage. Of the Latvian bureau of insurers of motor transport (ЛБСА) are assured, that the reason of they be insignificant traumas, acquaintance to the originator of failure and ignorance of the rights |
Since 1997 in Latvia obligatory insurance гражданско-правовой the-legal responsibility of owners of vehicles is entered.
In May of the last year the system has been added, and now it is possible to apply not only for indemnification material, but also mental cruelty. " Making an application on indemnification of damage, it is necessary to understand, that very much much depends on the attitude of the victim or its relatives. Many do not apply for the insurance because of insignificant traumas, ignorances of the rights, and also because of acquaintance or relationship to originators of failure ", – the vice-president of board LBSA Bajba Gribuste tells.
As a whole since May of the last year only 70 victims in failure or their relatives have made an application on indemnification of mental cruelty or the gone through pain. However, with each month the number of similar applications increases. But the quantity of claims on reception of indemnification of a material damage for the same period has made almost 2 thousand.
According to Байбы Грибусте, a loss of property are connected with treatment of the victim, time invalidity, physical inability or death. Charges on treatment, rehabilitation, medicines and so forth are compensated to the victim. As to inability to work to the victim incomes which are calculated are compensated to not received during treatment or to physical inability, being based on the previous payments of social insurance. In this case it is very important, whether the victim соцналог paid or received salaries in an envelope. In case of death defray charges on funeral which should be not less than 8 minimal monthly salaries, and also the maintenance of dependents of the victim till the moment of their majority is guaranteed.
In turn the non-material damage is connected with a pain and moral sufferings owing to the accident, the come physical inability or ugliness of the victim, death of the close person and to that similar. Indemnification in this case can be received in the form of disposable payment.